Role & responsibilities
The incumbent would be responsible for :
- Preparing a qualified CRM for different industry segments
- Good networking / acquaintance / name recall with SME Industry Associations
- Good networking skills with Machinery Manufacturers & Dealers
- Meeting up prospective clients along for business development
- Focus on lead generation of SME business in the important Knowledge Segments where SFL had
developed an expertise.
- Ability to Liaise / motivate the SFL Branch Channel for Lead Generation
- Interacting with the clients to understand the business model and evaluate the risks and mitigants
- Good understanding of Balance Sheet /P&L. Ability to understand financial ratios.
- Prepare the Basic Information Report (BIR) with utmost Quality, capturing all pertinent/relevant
information / KYC information /Industry information about the client and submit to Risk Analyst.
- Ensure monitoring of collections for the cases they had under-written
- Ensure exceptions are managed and perfected well on time.
- Ensure that Post Disbursal Documents are collected and complied well on time.
Preferred candidate profile
- Domain Knowledge - Sound knowledge on SME Banking products
- Knowledge of balance sheet analysis
- Knowledge of different industry segments and understanding their working capital cycle
- A Go Getter attitude
- Education Requirements: UG, Preferably MBA Finance or Marketing